When individuals are injured permanently, they need more than their health insurance can provide. Life-altering injuries, like paralysis, amputation, or brain damage, cause significant stress and pain to victims and their families. What are the costs of serious injuries? The non-medical costs of these injuries are staggering—brain injuries alone can incur up to $1 million in lifetime costs, 80 percent of which are non-medical. Lost wages, diminished earning potential, accommodations for disabilities, and physical therapy can bankrupt the average household.
Health insurance may pay for initial treatment after an accident—but what happens to you or your loved ones when you can’t go back to work? For parents of seriously injured children, how will the children survive when you’re no longer able to help them? Personal injury lawyers exist to provide solutions to these questions—first by investigating the causes of your injuries, then by pursuing damages from at-fault parties. A New Jersey catastrophic injury lawyer is ready to help with your claim.
Many people use it in several different contexts, but there is actually no true legal definition of the word. Instead, the term catastrophic is used to describe the kind of injury that causes a permanent or substantial alteration to someone’s life. Some of these conditions can be minor enough that time and treatment are all it takes to make a full recovery.
For example, becoming paralyzed from spinal cord damage has several different levels of severity. If the injury is lower on the back, near the hips, it can cause numbness or a loss of mobility in the legs or feet, known as paraplegia. On the other hand, if the damage is higher up and closer to the head, the victim may lose their ability to move their arms and legs, called quadriplegia. Even then, the paralysis can be classified as either incomplete or complete. Victims may require extensive surgeries, but this is no guarantee that they will be able to walk again.
Similarly, a traumatic brain injury occurs when there is sufficient force applied to the head that causes the brain to strike the inside of the skull. This is commonly known as a concussion, and it can lead to headaches, nausea, and a loss of memory. In severe cases, the damage to the brain is so severe that victims experience mood swings, depression, and other cognitive challenges.
Other types of devastating injuries may not be the same kind of physical harm, but nevertheless cause lifetime disabilities. Getting blinded or turning deaf can mean the person will lose out on the things they once enjoyed in life, in addition to the adjustments they have to make to their everyday life
When people are permanently hurt because of someone else’s negligence or carelessness, they may be able to recover financial compensation from the party responsible for causing the injury. Personal injury protection (PIP) as part of car insurance policies is only meant to cover medical expenses. It does not pay for things like long-term disability, lost wages, future earnings, or non-economic damages such as emotional distress and the loss of enjoyment of life.
A lawyer can help victims of catastrophic injuries file a claim to recover these types of compensation in the New Jersey court. It may even be possible to negotiate a settlement with the insurance company and avoid the need for litigation. But if this strategy does not result in a fair deal, our skilled legal team will advocate for your best interests in front of a judge and jury.
In cases where you qualify for Social Security disability benefits, we can help you file an appeal if your first attempt has failed. If you have Personal Injury Protection through your auto insurance provider, our New Jersey catastrophic injury attorney also works with your insurer to make sure your medical bills are paid, and we can help maximize your recovery for your injuries.
In other words, our firm explores every possible means of securing compensation for your recovery. Our goal is nothing less than your lifelong security—especially for clients facing lifelong injuries. Because we care about our clients long-term, we will fight for long-term solutions.
Since 1987, our New Jersey catastrophic injury lawyer has fought for people who suffered life-altering injuries for no fault of their own. Our firm fights to provide clients with everything they need for full recovery—including assistance for lifelong injuries. In addition to a lawsuit, we can help you appeal a denied disability claim under Social Security, negotiation with your insurance company to maximize your settlement, and do whatever it takes to maximize your recovery.
Since 1987 The Law Offices of Lloyd E. Bennett has been driven to stand up for the injured. Our firm prides itself on providing our clients with honest answers and assistance with permanent disability and ongoing medical care. We’ve collected tens of millions of dollars for injured individuals—let us fight for you. All you need to do is call us, and we’ll travel wherever you need us.
Call our law firm at (201) 330-8883 for a free case consultation. We never charge an upfront fee, so you pay nothing unless you win. We look forward to getting answers for you. Se habla español.
(201) 330-8883