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Social Security Disability Lawyer in New Jersey

Help with Financial Hardships in Life & Retirement

Social Security Disability Insurance is the Social Security Act's main benefit to individuals. The program allows an employee's paychecks to contribute to a fund that can help those who have lost the ability to work because of a disabling condition. No matter your age, Social Security may get you help if you have been permanently disabled as a result of a work-related accident and cannot obtain gainful employment. Each case is reviewed by the Social Security Administration (SSA) in order to ensure that individuals who truly need the financial support of disability insurance are able to receive it.

  • Many kinds of disabilities are covered by disability insurance, including:
  • Chronic heart disease
  • Mental disorder
  • Rheumatoid arthritis
  • Cancer
  • Blindness/deafness
  • Neurological disorders
  • Multiple sclerosis
  • HIV positive

Do you have a disabling condition? Contact The Law Offices of Lloyd E. Bennett, Esq., P.C. today!

Common Questions About Social Security Disability

How may I qualify for disability benefits?
The SSA evaluates two essential criteria: how long you have been working and the particular nature of your disability. Generally, individuals are expected to have worked regularly and frequently before they were disabled. For example, working five of the last ten years may qualify you for disability benefits. Nearly any medical condition that prevents you from working at your existing job or other gainful employment may be grounds for eligibility.

Social Security Disability Insurance vs. Supplemental Security Incoming (SSI)
While these two programs have similar purposes and also have similar rules for eligibility, there are some key differences. SSI is specifically for disabled individuals on low levels of income. While disability insurance benefits are funded by employee paycheck deductions, SSI is funded by the federal government. For SSI, individuals submit information about their low income level rather than their work history.

When am I able to file for disability insurance?
When a disabled condition is likely to prevent you from working for a year, you should take immediate action to apply for disability benefits. Filing a claim can be a lengthy process, so the sooner you begin, the quicker you may be able to receive the financial assistance you need.

What are my chances of disability benefit approval?
The condition of your disability may not guarantee your eligibility for disability benefits. Two individuals with the same disabling condition may not necessarily be approved by the SSA. The severity of your condition may be a more important factor—especially if the condition is serious enough to keep you out of work for significant amounts of time.

What happens if I am denied disability benefits?
Is it not uncommon for an individual's initial disability insurance claim to be denied. However, individuals may be able to have their claim approved with an appeal. For these cases, it is important to obtain effective legal guidance and representation from a skilled personal injury lawyer in New Jersey.

Get help from our experienced firm!

While you can apply for Social Security benefits on your own, you should be aware that most applications for Social Security benefits are initially denied. The Law Offices of Lloyd E. Bennett, Esq., P.C. can provide effective representation when pursing a disability claim, as well as assistance with claims that have been denied. Contact a New Jersey personal injury attorney from our team and find out if you qualify for Social Security disability.