Social Security Disability Lawyer in New Jersey
Help with Financial Hardships in Life & Retirement
Social Security Disability Insurance is the Social Security Act's main
benefit to individuals. The program allows an employee's paychecks
to contribute to a fund that can help those who have lost the ability
to work because of a disabling condition. No matter your age, Social Security
may get you help if you have been permanently disabled as a result of
a work-related accident and cannot obtain gainful employment. Each case
is reviewed by the Social Security Administration (SSA) in order to ensure
that individuals who truly need the financial support of disability insurance
are able to receive it.
- Many kinds of disabilities are covered by disability insurance, including:
- Chronic heart disease
- Mental disorder
- Rheumatoid arthritis
- Neurological disorders
- Multiple sclerosis
- HIV positive
Do you have a disabling condition?
Contact The Law Offices of Lloyd E. Bennett, Esq., P.C.
Common Questions About Social Security Disability
How may I qualify for disability benefits?
The SSA evaluates two essential criteria: how long you have been working
and the particular nature of your disability. Generally, individuals are
expected to have worked regularly and frequently before they were disabled.
For example, working five of the last ten years may qualify you for disability
benefits. Nearly any medical condition that prevents you from working
at your existing job or other gainful employment may be grounds for eligibility.
Social Security Disability Insurance vs. Supplemental Security Incoming (SSI)
While these two programs have similar purposes and also have similar rules
for eligibility, there are some key differences. SSI is specifically for
disabled individuals on low levels of income. While disability insurance
benefits are funded by employee paycheck deductions, SSI is funded by
the federal government. For SSI, individuals submit information about
their low income level rather than their work history.
When am I able to file for disability insurance?
When a disabled condition is likely to prevent you from working for a
year, you should take immediate action to apply for disability benefits.
Filing a claim can be a lengthy process, so the sooner you begin, the
quicker you may be able to receive the financial assistance you need.
What are my chances of disability benefit approval?
The condition of your disability may not guarantee your eligibility for
disability benefits. Two individuals with the same disabling condition
may not necessarily be approved by the SSA. The severity of your condition
may be a more important factor—especially if the condition is serious
enough to keep you out of work for significant amounts of time.
What happens if I am denied disability benefits?
Is it not uncommon for an individual's initial disability insurance
claim to be denied. However, individuals may be able to have their claim
approved with an appeal. For these cases, it is important to obtain effective
legal guidance and representation from a skilled personal injury lawyer
in New Jersey.
Get help from our experienced firm!
While you can apply for Social Security benefits on your own, you should
be aware that most applications for Social Security benefits are initially
denied. The Law Offices of Lloyd E. Bennett, Esq., P.C. can provide effective
representation when pursing a disability claim, as well as assistance
with claims that have been denied.
Contact a New Jersey personal injury attorney from our team and find out if you qualify for Social Security disability.